Privacy Policy:

Last updated: October 11, 2026

Setter Point Insurance ("we," "us," "our") is an independent insurance agency located at 28 Hoover Ave., DuBois, PA 15801. We respect your privacy and are committed to protecting the personal information you share with us. This policy explains what we collect, how we use it, and who we share it with.

INFORMATION WE COLLECT:

We collect information you provide when you request a quote, ask a question, report a claim, or request a policy change, whether through our website, by phone, by text, by email, or in person. Depending on the request, this may include:

- Your name, address, phone number, and email address
- Date of birth, gender, and marital status
- Driver's license information and driving history
- Vehicle, property, and business details
- Current and past insurance coverage and claims history
- Information needed for life insurance or annuity quotes, such as height, weight, and tobacco use

We also collect basic website usage information through cookies and Google Analytics, as described below.

HOW WE USE YOUR INFORMATION:

We use your information to:

- Provide insurance quotes and compare options from the carriers we represent
- Place, service, and renew your policies
- Help you report and follow up on claims
- Respond to your questions and requests
- Contact you about your coverage and, where you have agreed, by phone call or text message
- Meet our legal and regulatory obligations

WHO WE SHARE YOUR INFORMATION WITH:

We do not sell or rent your personal information.

We share your information only as needed to serve you and as permitted by law, including with:

- Insurance companies we work with, to quote, issue, and service your policies and to process claims
- Service providers who help us operate our business, such as our website host, email and texting providers, and agency management systems. These providers may use your information only to perform services for us.
- Regulators, law enforcement, or other parties when required by law

Because we share information only in these ways, which are permitted by law, you do not need to take any action to limit sharing. If we ever change this practice, we will update this policy and give you notice and a chance to opt out before any new sharing begins.

CALLS AND TEXT MESSAGES:

If you agree to be contacted by phone or text, we may call or text you about your quote, inquiry, or policy. Message and data rates may apply. You can reply STOP to any text to opt out, or call us at any time to update your preferences.

HOW WE PROTECT YOUR INFORMATION:

We maintain physical, electronic, and procedural safeguards designed to protect your personal information. Access is limited to employees and service providers who need it to serve you. Information you submit through our website is encrypted in transit. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

COOKIES AND GOOGLE ANALYTICS:

Our website uses cookies and Google Analytics to understand how visitors use the site and to improve it. This information is collected in aggregate and does not identify you personally. You can set your browser to block cookies, and you can opt out of Google Analytics at https://tools.google.com/dlpage/gaoptout/

LINKS TO OTHER WEBSITES:

Our website links to insurance carrier websites and other third-party sites. Their privacy practices are governed by their own policies, not this one.

CHILDREN:

Our website is intended for adults. We do not knowingly collect personal information online from children under 13.

ACCESSING OR UPDATING YOUR INFORMATION:

To review or correct the information we have about you, or to ask questions about this policy, contact us:

Phone: (814) 299-5570
Email: info@setterpointins.com
Mail: 28 Hoover Ave., DuBois, PA 15801

CHANGES TO THIS POLICY:

We may update this policy from time to time. The "Last updated" date at the top shows when it was last revised. If we make material changes to how we share your information, we will notify you before those changes take effect.